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Whole Life Insurance

Whole life insurance policies were the insurance industry's answer to the backlash they were receiving from the original term life policies that they offered. Whole life insurance offers benefits to both the insured party and the insurance company. While term life policies never offered a cash value reward for the monthly paid premiums of term life policies, whole life insurance builds cash value every month and builds interest towards the policy's maturity date (at 95 or 100), upon which the insured party may borrow against in an emergency. In turn, as the premium payments are made, the risk of the policy reduces, lowering the cost of insurance.

Types of Whole Life Insurance

There are several types of whole life insurance policies available to consumers. While there is no right or wrong when it comes to choosing a whole life insurance policy, understanding what each one offers will help you make a more informed decision.

No matter what kind of whole life insurance policy you are interested in purchasing, can help you find the lowest prices available on whole life insurance from reputable insurance companies from around the nation. Whether you need life, health, auto or business insurance, let do the work for you.

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