Life Insurance

FREE Insurance Quotes

Latest Articles

The Best Car Insurance – It Isn’t the Same for Everyone

Everyone wants the best car insurance. No one wants to pay for a product that won’t do them any good. That’s... [read more]

Finding Auto Insurance – Take It One Step at a Time

For a driver, finding auto insurance is one of those tasks that you really don’t want to do, but you know you have... [read more]

Buying Homeowner’s Insurance – Protecting Your Investment

Buying a home is a huge step to take. B... [read more]

Life Insurance

If you have ever wondered about the future of your family, you have no doubt contemplated purchasing a life insurance policy for yourself or a loved one. Whether you are just entering the work force or are strolling through the golden years of life, having adequate life insurance coverage to pay for funeral expenses and help ensure your family is financially secure after your death, choosing to purchase life insurance is one of the most important things a person can do for their family.

Life insurance will provide coverage for you and your family in the event of a death or terminal illness. Life insurance is a contract between the insurer and the policy owner where the insurer agrees to pay the insured or their beneficiary a predetermined sum of money for an insured event. Life insurance policies fall into two general categories:

All life insurance policies follow contract terms which vary from policy to policy and are unwavering when the life insurance policy is cashed in. Contract terms can include anything from suicide clauses, in which the insurer is allowed to deny claims to the insured party or their beneficiaries.

The face amount on the life insurance policy may or may not be the amount the beneficiaries will receive when the life insurance policy is cashed in. Many life insurance policies have a maturing period during which the value of the policy will increase until it reaches maturity. This is usually when the insured dies or reaches the age of 100.

When you are ready to purchase life insurance for yourself or a member of your family, visit InsuranceQuote.com. InsuranceQuote.com offers our customers great deals on affordable term and whole life insurance policies from highly reputable companies absolutely free. Simply fill out our easy questionnaire and InsuranceQuote.com will search top-rated insurance companies for the best deals on all types of insurance, 24 hours a day 365 days a year. InsuranceQuote.com - your source for affordable insurance online!

Home | Insurance Center | Insurance Quotes | Insurance Articles | State Insurance Information | About Us | Contact Us | Site Map

Auto Insurance | Home Insurance | Health Insurance | Life Insurance | Motorcycle Insurance | Business Insurance